Trust & security
Non-custodial by design
Kiip provides technology, not custody. Your funds stay in contracts you control. Built on audited infrastructure and regulated partners so your compliance team, your auditors, and your customers can all sign off.
What protects you when you use Kiip
Six things enterprise procurement teams ask about - and how Kiip answers each.
Non-custodial architecture
Customer funds sit in Safe smart accounts that clients control. Every movement requires a client signature. Kiip provides infrastructure, not custody.
Passkey-secured wallets
Wallets are secured by device-bound passkeys using the Safe passkey module. No seed phrases to lose, no passwords to phish, and no custodial recovery path that an attacker can social-engineer.
Audited infrastructure
Built on Safe Smart Accounts - independently audited by leading security firms and used across global institutions. See Safe's public audit record.
Regulated partner ecosystem
All fiat rails run through licensed institutions: Coinbase, Monerium, Transak, and Mt. Pelerin. Each is directly regulated in the jurisdictions they serve.
MiCA-compliant stablecoins
Kiip only supports stablecoins that meet MiCA in Europe and align with the GENIUS Act framework in the US. Fully backed, transparently reported, licensed issuers.
Global without jurisdictional gaps
Technology-only classification lets Kiip operate worldwide while customer-facing financial services are delivered by regulated partners where applicable.
How the non-custodial flow works
Kiip orchestrates the flow. Funds stay in smart accounts clients control. Regulated partners handle fiat rails at the edges.
Regulated partners and audited infrastructure
Every row below links to the partner's public compliance or audit documentation.
| Partner | Role | Jurisdiction | License / audit | Docs |
|---|---|---|---|---|
Safe | Smart account contracts + passkey & 4337 modules | Global | Independently audited, open source | View |
Coinbase | Fiat deposit + offramp (Coinbase Developer Platform) | US, EU, UK, Global | NYDFS-regulated, publicly listed | View |
 Monerium | EUR stablecoin issuer (EURe) + bank-transfer ramp | European Economic Area | E-money institution license | View |
 Transak | Fiat on/off-ramp | Global (US, EU, UK, APAC) | Licensed money transmitter | View |
 Mt. Pelerin | Fiat on/off-ramp | Switzerland | Swiss regulated financial intermediary | View |
Relay | Cross-chain routing for any-chain deposits and payments | Global | Non-custodial routing protocol | View |
Pimlico | ERC-4337 bundler + paymaster (gasless transactions) | Global | Non-custodial infrastructure | View |
 Circle (USDC) | USD stablecoin issuer | EU & US | MiCA compliant, GENIUS Act aligned | View |
Networks we settle on
Low-fee, high-throughput EVM networks with active institutional use. Kiip picks the right chain per transaction; you never touch gas or bridging.
Regulatory framework
Kiip exclusively supports stablecoins that meet stringent regulatory requirements in major jurisdictions.
- Full asset backing by cash and government securities
- Mandatory transparent reserve reporting
- Licensed issuer oversight
- Reserve requirements consistent with proposed federal rules
- Regular audit and transparency requirements
- Consumer protection framework
- Managed by licensed partner institutions where applicable
- Configurable controls for organizations with specific requirements
- Jurisdiction-aware onboarding flows
Legal and corporate information
- Legal entity
- Kiip.app AS
- Organization number
- 931 714 899
- Jurisdiction
- Norway
- Classification
- Non-custodial technology provider. Not a bank or financial institution.
For the full security document, see kiip.app/articles/safety-security-with-kiip. For procurement or security review, contact our team.
Need to run this by your security team?
We'll join the call, answer procurement questions, and provide any follow-up documentation your auditors need.