Best payout solutions for agencies in 2026

You manage 50 creators across 12 countries. Campaign closes on Friday. By Monday, you're drowning in payment requests, wire transfer forms, and spreadsheets tracking who got paid and who's still waiting.

This is agency life. And it doesn't have to be.

The right payout solution eliminates the spreadsheets, cuts the wire transfer chaos, and lets you pay everyone in minutes instead of days. No technical integration required. No developers needed. Just a dashboard that handles global payouts at scale.

Here's what agencies need—and which solutions actually deliver.

What agencies need from a payout solution

Before comparing options, here's your checklist:

• No integration required — You're not a tech company. You need a dashboard, not an API.
• Bulk payouts — Paying creators one by one doesn't scale.
• Approval workflows — Multiple people need to review before money goes out.
• Global reach — Your creators are in the US, EU, Brazil, Philippines, everywhere.
• Speed — Net-30 terms lose you talent. Instant or same-day keeps creators happy.
• Low minimums — Small campaign payments shouldn't leave creators stranded.
• Audit trail — Finance needs records. Compliance needs documentation.

Now let's see which solutions meet these needs.

The best payout solutions for agencies

1. Kiip — Best for agencies (no integration required)

We built Kiip's dashboard specifically for agencies that need to pay creators globally without touching a line of code.

Setup: Create an account and start paying in under 5 minutes. No integration. No developers. No API keys.

Bulk payouts: Upload a CSV or add creators through the dashboard. Pay 10 or 500 creators in a single batch.

Approval workflows: Set up multi-person approval before payouts execute. Review, approve, done.

Speed: Instant. Creators receive funds immediately in their Kiip wallet.

Coverage: 200+ countries. Creators can withdraw to local bank accounts in most regions.

Fees: 1% + $0.10 per transaction. A $200 payout costs $2.10. No FX markups.

Minimums: $0.10. Even small campaign payments can be sent and withdrawn.

Audit trail: Full transaction history with export for accounting and compliance.

Best for: Influencer agencies, UGC agencies, affiliate agencies, and brands running creator programs.

2. PayPal Mass Pay — Familiar but risky

PayPal is the name creators know, but agencies face real operational risks.

Setup: Quick, if creators already have PayPal.

Bulk payouts: Yes, through PayPal for Business mass payments.

Speed: Same-day to PayPal balance. Bank withdrawal adds 1-3 days.

Coverage: 200+ countries, but many restrictions and holds.

Fees: 2% for international payments plus 3-4% currency conversion.

Frozen accounts: The core problem. PayPal freezes creator accounts regularly—sometimes for months—with no clear appeals process. When this happens, your agency looks bad.

Best for: Small agencies paying primarily US-based creators who already use PayPal.

3. Wise Business — Manual, no automation

Wise offers good FX rates but requires manual work.

Setup: Simple account creation.

Bulk payouts: Available through their platform, but less streamlined than purpose-built payout tools.

Speed: 1-2 business days. Not instant.

Coverage: 160+ countries.

Fees: 0.3-0.5% plus FX spread of 0.3-0.5%.

Approval workflows: Limited. You'll need external processes.

Best for: Agencies with fewer than 20 creators who don't need automation.

4. Payoneer — Slow, high minimums

Payoneer is established but hasn't kept up with agency needs.

Setup: Account creation is straightforward.

Bulk payouts: Available but clunky.

Speed: 2-5 business days. Uncompetitive for agencies that need speed.

Coverage: 200+ countries.

Fees: $4 flat (under $400) or 1% (over $400) plus 0.5-3% hidden FX markup plus $29.95 annual inactivity fee.

Minimums: $50-100 depending on region. Small payments get stuck.

Best for: Agencies with legacy Payoneer integrations. For new setups, the speed and minimums don't work.

5. Wire transfers — Expensive, slow

The traditional approach that agencies are abandoning.

Setup: None—just your bank account.

Speed: 2-5 business days internationally.

Coverage: Global, but painful.

Fees: $25-45 per transfer outgoing, plus intermediary bank fees, plus receiving bank fees. A $200 payout might cost $50+ in fees.

Minimums: None, but fees make small payments impractical.

Best for: One-off large payments where speed doesn't matter and creators can absorb fees.

Quick comparison

The bottom line

Agencies don't need developer tools. You need a dashboard that handles global payouts without the spreadsheet chaos.

Wire transfers are expensive and slow. PayPal freezes accounts. Payoneer has high minimums. Wise requires manual work.

Kiip was built for agencies—no integration, bulk payouts, approval workflows, instant delivery, and zero frozen accounts. See how it works for your team.