Kiip vs Gigapay: Which is better for influencer and creator payouts?

You're building something that depends on creators. The last thing you need is a payout partner that eats your margins, complicates taxes, or wedges itself between you and your community.

That's the core tension between these two platforms. Both handle payouts at scale. But they operate on fundamentally different models—and that difference matters more than you think.

The model difference: control vs simplicity

Here's what separates them: Kiip stays invisible. Gigapay doesn't.

With Kiip, we remain your infrastructure. Your creators see your brand. You keep the relationship. The platform is just the plumbing.

With Gigapay, they become the Merchant of Record. That means Gigapay legally becomes the vendor. They handle creator relationships, tax liability, compliance—everything. You're no longer directly connected to your creators' payments.

If you care about brand control, creator loyalty, or data ownership, this distinction is non-negotiable.

The cost reality

Let's break the actual numbers:

Kiip: 1% + $0.10 per transaction.

Gigapay: €279/month base + 2% on payouts. Or you go manual (free) and wait 15 days.

If you're processing $10,000 in payouts monthly across 50 creators:

• Kiip: $110 total
• Gigapay: ~$645/month (€279 + 2%)

That's nearly 6x more expensive with Gigapay. And you lose direct creator access.

Global reach: the coverage gap

Kiip reaches 200+ countries. Gigapay covers 80+.

For influencer networks, this matters. Creators aren't just in California or Stockholm. They're distributed globally. A payout solution that can't reach 58% of Kiip's coverage zone becomes a problem fast.

The relationship question

This is the decision hinge.

With Kiip, you own the creator experience. You see payment data. Creators trust you. Tax compliance is yours to manage—but you also control the narrative and retention.

With Gigapay's MoR model, you get what they claim: elimination of 80% of finance admin. Tax handling is their problem. Onboarding takes 90 seconds.

But Gigapay owns the relationship. They're the vendor. If a creator has a payment issue, they contact Gigapay, not you.

Ask yourself: Do you want to own your creator relationships, or do you want to outsource compliance friction at the cost of brand leverage?

Side-by-side comparison

When Gigapay actually wins

If your platform is Nordic-based, compliance is already complex, and you have zero appetite for tax administration—Gigapay makes sense. You pay more, but you sleep better.

If you're scaling in Sweden, Norway, or Denmark and your creators are concentrated there, Gigapay's strength in that region adds value.

For everyone else—global platforms, agencies prioritizing creator retention, operations built on margin efficiency—the numbers and control lean heavily toward Kiip.

The bottom line

You're choosing between a tool and a partner.

Kiip is a tool. Efficient, scalable, invisible. You control the experience. You own the margin. You keep your creators.

Gigapay is a partner—specifically, a compliance partner. They handle everything tax-related. You lose some control but gain simplicity.

Most platform operators we work with want to own their creator relationships. That's why we built Kiip the way we did.