See both sides of a payout: your team's dashboard and the recipient's wallet. Follow the journey from funding to cash-out.
Your business payout workflow
A closer look at each step.
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1. Start with your business.
Register, create your business profile and choose what you want to do first. Set up a passkey to authorize transactions, complete the business information and open your payout checklist. Dashboard and API users start with the same account.
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2. Fund from your bank.
Open Funds in the dashboard. Choose bank transfer and connect the funding provider. Monerium links a euro bank transfer to EURe in your account. For USD funding and other methods, follow the provider options shown in the funding screen. The provider displays its quote and funding instructions.
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3. Invite people once.
Create recipient links with a name or an identifier from your own system. Recipients verify their email, set up a passkey and provide account-holder and tax information. The dashboard shows their onboarding status. For a platform integration, create accounts through the API and follow account updates with webhooks.
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4. Review the whole round.
Create payouts, add your campaign or commission references, and review recipient information and fees. Approve and sign when the round is ready. The recipient's wallet is credited after settlement, typically in seconds. Your money is in an account you control; Kiip never holds it or moves it.
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5. Give recipients their next step.
Recipients open their wallet and choose Withdraw. They can use a connected provider, send to their own external wallet, or retain the balance. Monerium supports euro bank transfers; Coinbase and Transak provide additional withdrawal routes. The selected provider shows local methods, identity requirements, conversion, costs and expected timing.
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6. Export. Then repeat.
Download transaction records, fee receipts and payout documentation. Collect tax information during onboarding and generate self-billing documents in the payout workflow. Your accountant decides how to use the records. Reuse the same recipients and API integration for the next payout cycle.
General information, not accounting, tax or legal advice. Your accountant or advisor makes the decisions for your business.
Before your first payout.
How do I fund payouts?
Create your business account, set up your account with a passkey, and open Funds in the dashboard. Choose bank-transfer funding and follow the connected provider's instructions. Funding options also include card and stablecoin transfers. The funding screen shows the provider, currency and steps.
What do recipients need to do?
Recipients follow your invitation link, verify their email and set up a wallet secured by a passkey. They enter the payout and tax information required for their account. A withdrawal provider may also ask for identity verification when they convert to local currency.
How do recipients withdraw to their bank?
From their wallet, recipients choose Withdraw and a provider such as Monerium, Coinbase or Transak. Monerium connects euro balances to bank transfers; other providers offer their own currencies and local withdrawal methods. The provider displays the quote, requirements and expected arrival time. The first-payout guide explains the full journey.
How fast does a payout arrive?
Once you approve and sign a payout, the recipient's wallet is credited after on-chain settlement, typically in seconds. Bank funding, verification and withdrawal processing have their own timelines. Your dashboard and the withdrawal provider show the status of each step.
Can I start without an integration?
Yes. Set up your free business account and use the dashboard for your first payout round. When you want to automate, use the API for recipient accounts, payouts and webhooks. Your business account is the starting point for both paths.
Who controls the money?
Your money is in an account you control. Kiip never holds it and cannot move it; you authorize every payout. After settlement, recipients control their own balances and choose when to withdraw.
Can I get help with setup or integration?
Yes. Set up your free business account, then contact our team or schedule a meeting in the dashboard. Get help with funding, recipient onboarding, pricing, documentation and API integration while continuing your setup.