What is Kiip?
Kiip is payout infrastructure for platforms that pay creators, affiliates, and freelancers globally.
You integrate once. Your users get instant payouts anywhere in the world. You get the records your accountant needs. 1% + $0.10 per transaction.
The problem
You run a platform. You owe money to people in 47 countries. Some earned $12 last month. Others earned $4,000. They all want their money now.
PayPal charges 2-5% and freezes accounts. Stripe Connect hits country restrictions. Bank transfers mean spreadsheets and a finance team you can't afford.
Every option forces a tradeoff. Kiip removes it.
How it works
For you
- Invite creators from your dashboard
- See their info once they complete onboarding
- Click "pay"
- Download payment confirmations
No spreadsheets. No chasing creators for bank details. No "where's my payment?" tickets.
For your creators
- You send an invite
- They sign up and get a digital wallet branded to your platform
- They enter their own name, address, country
- They receive funds instantly
- They withdraw to their bank or card
- They download their own payment confirmations
Creators see your brand, not ours. The wallet looks and feels like part of your product. When they move or change banks, they update their own info. You don't touch it.
What you get
- Instant global payouts
- White-label digital wallets for creators
- Payment confirmations
- Platform dashboard
- $0.20 payout minimum
- Tax form collection (W-9, W-8BEN, DAC7) and the information you need for 1099 filing
- Compliance data exports
- No frozen accounts—ever
No frozen accounts
You've heard the horror stories. PayPal freezes $10,000 for 180 days. Stripe holds funds during "review." Your creator emails you angry. You can't help them.
We built Kiip differently. We don't hold creator funds. When you pay, money goes directly to the creator's wallet—not sitting in our accounts. No middleman with the power to freeze.
Your creators control their own money. Funds arrive instantly and stay accessible.
Accounting
Every payout generates a transaction record. Date, amount, recipient, status—all in one place.
Download a PDF for each transaction. Month-end reconciliation takes minutes, not days.
Creators download their own payment confirmations. They stop asking you for receipts. Your finance team stops digging through emails.
Tax and compliance
Chasing creators for W-9s. Figuring out who needs a W-8BEN. Formatting data for DAC7 reporting. Platforms dread this.
We handle collection and filing. US creators complete W-9 forms. International creators complete W-8BEN forms. EU platforms get DAC7-ready data. All during onboarding—before you ever pay them.
When tax season arrives, you have all the information you need for 1099 filing. You export clean, formatted data. No spreadsheet chaos. No chasing creators for missing forms.
You own the compliance decisions—who to pay, what to report, when to file. We give you the documentation to make those decisions straightforward.
The numbers
Transaction cost: 1% + $0.10. A $100 payout costs $1.10.
Speed: Instant. Creators see funds immediately. Withdrawals to bank accounts take 1-2 business days.
Coverage: 200+ countries. If they have internet, they can get paid.
Minimum: $0.20. Creators withdraw small amounts without waiting. High minimums cause 60% of creators to abandon platforms before their first withdrawal.
How Kiip compares
| Kiip | PayPal Payouts | Stripe Connect | Wise Business | Tipalti | |
|---|---|---|---|---|---|
| Transaction costs | 1% + $0.10 | 2-5% + FX | 0.25-1%+ | $0.50-3.50 + FX | Per-payment fees |
| Speed | Instant | 1-3 days | 1-7 days | 1-2 days | 1-3 days |
| Global coverage | 200+ countries | Limited | 40+ countries | 80+ countries | 196 countries |
| Payout minimum | $0.20 | $1 | Varies | $1 | Configurable |
| White-label wallets | Yes | No | No | No | No |
| Tax form collection | W-9, W-8BEN, DAC7 | None | Limited | None | Built-in |
| Frozen accounts | None | High risk | Medium | Medium | Low |
| Best for | Creator/affiliate platforms | Small-scale | US-focused | Individual transfers | Enterprise |
Who we built this for
Clipping platforms paying editors per video
Affiliate networks paying partners monthly
UGC platforms paying creators for content
Influencer agencies managing talent payouts
Any platform tired of payout headaches
Getting started
Agencies and brands: Sign up with an email. No credit card. First payout in minutes. Want to test it? Run a few payouts through Kiip before moving everything over. No commitment required.
Platforms: API-first. White-label. Each user gets an embedded wallet branded to your platform. One integration, automated forever. Start with one campaign or a handful of creators—scale up when you're ready. Our team handles onboarding personally.
The bottom line
1% + $0.10. Instant. Global. White-label. Tax forms collected. Accounting records included.
If you pay creators worldwide and you're tired of fees eating your margins, we built this for you.