
Embedded payments
for marketplaces and platforms
Cut transaction costs, boost customer engagement and retention by embedding digital wallets directly into your platform.
What is embedded accounts?
With embedded accounts all your users gets a financial account integrated in your platform, enabling them to deposit, spend and receive funds directly within your platform. Think of it as a secure, app-specific bank account tailored just for your marketplace or platform.
Your users are encouraged to keep their money within your ecosystem. This means more engagement, more transactions and a better experience for your users.
With our non-custodial approach, customers always retain possession of their funds, ensuring that this integration won’t increase your regulatory burdens.

Key benefits
Why choose embedded accounts?
Embedded accounts is a next-generation solution that offers a range of benefits at a fraction of the cost of alternatives, designed to enhance customer engagement and streamline your financial operations.
- Cut payment and transaction costs
Cut transaction costs by enabling your users to manage funds directly within your platform. Save 83% compared to alternatives.
- Keep funds in your ecosystem
Instead of sending funds out of your platform, keep them within your ecosystem, reducing the risk of customer churn.
- Increase customer loyalty
Keep customers engaged by allowing them to manage funds within your app, encouraging repeat usage and higher retention.
- New means of monetization
Capture value from every transaction within your platform, and increase your revenue.
- Advanced payment flows
Offer advanced payment flows like split payments and escrow directly within your app.
- Enhanced user experience
Offer a seamless, secure and engaging experience for your users, increasing retention and loyalty.
- Brand reinforcement
Strengthen your brand identity with a customizable wallet interface that matches your app's look and feel.
- Simple integration
Integrate embedded accounts with minimal development effort using our developer-friendly APIs and comprehensive support.
- Low regulatory burden
Minimize regulatory burdens with our non-custodial solution and protect user accounts with advanced security measures.
- Accept payments from all over the world
Accept payments from users all over the world.
Startup program
Apply for our startup program today. We do everything we can to support you.
What's included
- 1% + $0.10 transaction fee
- Marketplace setup
- Full API access
- Hands on developer support
Transaction fee
1% + $0.10
Monthly fee per active account
$1
Transparent pricing with no hidden charges
How embedded accounts works
seamless integration and user experience
Embedded accounts enables you to embed branded digital wallets directly into your app, providing a seamless and engaging experience for your customers.
Integration is straightforward with our no-code solution and developer-friendly APIs and comprehensive support.
Customer creates an wallet
Users sign up within your app and instantly gain access to their digital account, fostering early engagement.
Manage funds and transactions
Customers can store, send and receive funds securely within your app.
Enhanced engagement
Integrated financial features increase user interaction, boosting app retention and loyalty.

Who can benefit from embedded accounts?
Embedded accounts is ideal for a variety of industries looking to enhance customer engagement and streamline transactions.
- Online marketplaces
- Boost engagement by allowing buyers and sellers to manage funds directly within your platform, leading to more seamless transactions and frequent use.
- Digital platforms
- Enhance user satisfaction by embedding secure, financial tools directly in your platform, supporting pay as you go models.
- Auctions
- Set up auctions with escrow and split payment flows.
- Gaming and entertainment
- Facilitate seamless transactions for virtual goods and services with in-app purchases and other transactions.
- Affiliated programs
- Kiip's embedded accounts simplifies affiliate management by securely automating payouts within your app.
- Global payouts
- Offer payouts to your users anywhere in the world.
Resources and insights
Discover insights and trends in customer engagement and how Kiip's embedded accounts is shaping the future of in-app financial services for marketplaces and platforms.
Ready to embed digital wallets and boost app engagement?
Contact us today to explore how Kiip's embedded accounts can transform your platform!